Merchant Guide

Kiva – Loans that change lifes

Kiva is one of the biggest non-profit organizations that helps people around the world to grow their businesses.

Some facts about Kiva

Kiva’s mission is to connect people, through lending, for the sake of alleviating poverty.

Kiva empowers individuals to lend to entrepreneurs across the globe. By combining microfinance with the internet, Kiva is creating a global community of people connected through lending.

Kiva was born of the following beliefs:

• People are by nature generous, and will help others if given the opportunity to do so in a transparent, accountable way.




• The poor are highly motivated and can be very successful when given an opportunity.




• By connecting people we can create relationships beyond financial transactions, and build a global community expressing support and encouragement of one another.

Social Business Bank and Kiva

Social Business Bank is proud to support Kiva. We have helped many poor entrepreneurs to start or grow their businesses. We are a social business, and it´s our mission to help other businesses to succeed. As a social business, our bottom-line profits are re-invested by providing more competitive rates to our current customers and to support non-profit organizations such as Kiva.

You can also become a member of Kiva and help poor business owners around the world.

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Social Business Bank has started  a new campaign called Win 1 Year Free Credit Card Processing. There is no requirement to enter the drawing; to participate visit

www.socialbusinessbank.com/win

“With this campaign every merchant in the United States has the chance to reduce his processing costs immensly”, says Samir Said, CEO of Social Business Bank.He adds

“There´s nothing more to do than filling out the contact form on our website. With this campaign,we want to show the world, that there are other values when applying for a merchant account than just bankable collaterals. This is the first step to show how Social Business can help businesses with meaningful actions. Trust and respect are very important in every business.

Our customers trust us and fell comfortable when they call us because they know there´s someone who helps them and solve their issues. Frankly, is there be a better job making a living by helping hard working people succeed in their businesses ventures? I don´t think so.”

Social Business Bank is Americas first Social Business Banking and Financial Institution. With Easy Shopping^tm and Easy Services^tm Social Business Bank provides full-service credit card acceptance and merchant account solutions for small businesses, social & non-profit entities and corporate organizations.

Introducing dignity back into the banking and financial services along with making social business a mainstream and well understood term are the two goals of Social Business Bank.

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Consumer rights coalition hopeful that mark-up will fix critical oversight

INDIANAPOLIS, IN – Robert Johnson, President of Consumers for Competitive Choice (C4CC), released the following statement regarding the Senate Banking Committee’s mark-up of the Restoring Financial Stability Act of 2010, Chairman Dodd’s revised version of financial regulatory reform legislation, scheduled to begin today:

I am hopeful that the members of the Senate Banking Committee will make a critical fix to Chairman Dodd’s financial regulatory reform bill during the mark-up that begins today, and include a provision that addresses credit card swipe fees – specifically, that establishes debit-at-par. As the Chairman himself has noted, these increasing and excessive fees are outrageous and something needs to be done. The Chairman’s own financial reform bill provides the perfect vehicle to implement commonsense reform now.

“Small business owners across the country are preparing for additional increases to the already hefty debit card swipe fees next month, increases that are not justified in any way. It already costs merchants as much as 43 times as much to process debit cards as it does to process paper checks, even though they work the same way. As long as big banks and credit card companies have access to this unregulated revenue stream, increases like these will continue and more hard-earned American dollars will go to line the pockets of Wall Street executives.

“As the mark-up begins, I hope that the Senate Banking Committee sides with Main Street America. Commonsense reform that includes debit-at-par is a fix that will benefit small business owners and consumers alike.”

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About The Credit Card Con
The Credit Card Con is a project by the Consumers for Competitive Choice.
For more information, visit The Credit Card Con website at www.thecreditcardcon.com.

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FOR IMMEDIATE RELEASE
March 18 , 2010

This was a guest post from The Credit Card Con.

If you want to know more about Social Business Bank visit http://www.socialbusinessbank.com or follow us on Twitter!

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America’s first social business credit card processor and merchant account provider opens doors. „We’ve received great feedback; businesses appreciate the added benefits of a social business partner“ says Samir Said, MBA, CEO of Social Business Bank (http://www.SocialBusinessBank.com).

With Americas first and only social business merchant account provider joining the competitive credit card processing industry, innovation is key. „Since we disburse all profits to the communities we serve, we’re incentivized to provide the best value“, adds Mr. Said. Social Business Bank is distributing its net profits to community programs such as microfinance lending site Kiva.org and incentivizes its employees through a value-based compensation model.

„Our goal is to help our clients grow their business, that’s another way how we can give back to the community“. For more information visit or subscribe to RSS or email at: http://www.SocialBusinessBank.com

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